Harris Lifestyle Benefits^SM

Harris Lifestyle Benefits^SM are special membership benefits that include banking benefits in addition to value-added member benefits.

• Value-added membership benefits are provided by Member Headquarters Association and are accessed online through memberheadquarters.com .
• Value-added membership benefits include national and local dining savings, travel, hotel and recreation discounts, local and online shopping discounts, Travel Accidental Death Insurance and more.
• Banking benefits include free checks, preferred rates on savings and loan products, etc.

Harris Lifestyle Benefits are automatically included with certain product types.

• Interest Gold Checking is an expanded offering available for a monthly membership fee of $5.
• Harris Senior Advantage Checking is a basic senior package available to seniors at no cost.
• Senior Gold Checking is an expanded offering for seniors available for a $4 monthly membership fee.

Harris Lifestyle Benefits can be added to select personal checking accounts which offers the basic Harris Lifestyle Benefits benefits for a monthly membership fee of $4.

• Available with Harris Free Checking^SM, Interest-Checking and Harris Platinum Plus Checking^SM.

All account openings are subject to approval. Credit cards and loans are subject to credit approval. Harris Lifestyle Benefits^SM are only available for select personal accounts and at select Harris locations. Offers cannot be combined with any other offer for the same product. Harris reserves the right to amend or cancel any of these offers.

The monthly membership fee covers the provision of the nonbank services, including Travel Accidental Death Insurance. These services are provided through Member Headquarters Association. Member Headquarters Association is not affiliated with Harris N.A. Customer will receive program membership materials at the time of account opening or as soon as reasonable thereafter.