Quadrant Program

Through the Quadrant Program, we offer a multi-manager investment discipline that results in stable, predictable long-term performance. These diversified portfolios of mutual funds are based on asset allocation and are designed to provide maximum flexibility to meet your objectives with the same approach used by institutional investors.

Features and Benefits

	•	Portfolios offer specific strategies designed to match your individual investment objectives, time horizon, and risk profile
	•	Portfolios are comprised of institutional mutual funds
	•	Choice of over 30 asset allocation models available for customizing accounts, including tax sensitive, domestic only, and fixed income portfolios
	•	Access to top money managers
	•	Continuous active management and daily monitoring of managers and portfolios
	•	Rebalanced quarterly to maintain precise asset allocation
	•	Monthly and quarterly reporting
	•	Annual tax reports

Closely monitored and adjusted as needed
Rebalancing is a disciplined method of ensuring the proper allocations to each asset class in your portfolio. Quadrant accounts are rigorously monitored and automatically rebalanced when appropriate.

The multiple manager approach
Each mutual fund is diversified by carefully blending the expertise of multiple specialist managers together. For example, the U.S. stock portion of your portfolio is diversified by mixing four mutually exclusive equity styles:

	•	Large company stocks with a growth orientation
	•	Large company stocks with a value orientation
	•	Small company stocks with a growth orientation
	•	Small company stocks with a value orientation

Then several distinct sub-styles are identified within each of the four equity styles. Often three or more money managers will be hired to manage the sub-styles by contributing their own highly specialized investment expertise.

The intended benefit of this approach is improved performance with reduced volatility by selecting managers who specialize in the various investment styles.

All-inclusive fee
Designed for investors who seek the strategies employed by the world’s largest pension plans, the Quadrant program provides diversification and active management for one all-inclusive fee based on the value of your portfolio.

Other investment considerations

	•	The minimum investment to participate in the Quadrant Program is $100,000.
	•	Mutual funds are subject to market risk. Investment Returns will fluctuate and are subject to market volatility, so that an investor’s shares when redeemed or sold, may be worth more or less than their original cost. You should consider the investment objectives, risks, charges and expenses of a mutual fund carefully before investing. The funds’ prospectuses and Statement of Additional Information contain this information.
	•	For the Quadrant portfolios, SEI Investments Management Corporation has ultimate responsibility for the investment performance of the Fund due to its responsibility to oversee the sub-advisers and recommend their hiring, termination and replacement.
	•	Mutual funds are obliged to distribute portfolio gains to shareholders by year-end. These gains may be generated due to portfolio rebalancing or to meet diversification requirements. Changes to the models, too, will generate tax consequences. Certain traditional mutual funds can be tax efficient as well.

To learn more about investment advice and guidance, call us at 1-877-225-3863 or email us.

For the Quadrant Program, Harris Investor Services has entered into an arrangement with SEI Investment Management Corporation (“SIMC”), an investment advisor registered with the Securities and Exchange Commission (“SEC”), whereby SIMC provides impersonal advisory services to Harris Investor Services to assist with the investment allocation of Client assets in certain mutual funds advised by SIMC. Neither SEI nor SIMC are affiliated with Harris Investor Services, Inc.

Member FINRA/SIPC