Harris - Separately Managed Accounts

Investments and Retirement Planning

Separately Managed Accounts

Ideal for investors who have existing securities to incorporate into a well-diversified, tax-efficient portfolio, the Separately Managed Accounts Program can meet your need for both portfolio customization and tax management. Specialist money managers manage individual portfolios of stocks or bonds based on a specific investment style.

Features and Benefits

	•	Portfolios constructed using specialist managers with $100,000 minimum per manager
	•	Individual stock and bond positions (rather than mutual funds) establish cost basis in each security
	•	Provides ability to manage after-tax returns
	•	Allows portfolio customization
	•	Institutional mutual funds can be used for asset classes below $100,000
	•	Can be rebalanced quarterly to maintain specific asset allocation

Specialist money managers
The use of multiple managers maximizes diversification and risk management. Managers are selected for their adherence to a certain investment discipline and are then monitored to make sure that they are performing as expected.

The process used to choose managers is exhaustive, and if any manager begins to drift from the style for which they were hired, they will be removed from the program and replaced with a suitable alternative. We provide access to an exclusive pool of talent, normally not available to individual investors.

All-inclusive fee
The Separately Managed Account Program provides diversification and professional money management for an all-inclusive fee based on the value of your portfolio.

Other investment considerations

	•	Investments in managed accounts should be considered in view of a larger, more diversified investment portfolio. Please read the Harris Investor Services ADV Part II for important information and disclosures relating to Separately Managed Accounts.
	•	Services may vary depending on which money managers you choose, and are subject to a money manager’s acceptance of the account.
	•	Portfolio rebalancing and changes to the models may generate tax consequences. Certain traditional mutual funds can be tax efficient as well.

To learn more about investment advice and guidance, call us at 1-877-225-3863 or email us.

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