Investment Services

As your business accumulates cash assets, you face the time-consuming challenge of investing them strategically to maintain financial flexibility, help fund ongoing business operations and maximize your company's valuation. Given the heavy demands on your time and the increasing complexity of the financial markets, many business owners work with professional investment managers who have the focus, discipline and knowledge to help businesses meet their short and long-term goals. You can depend on the Harris organization's investment professionals to help you:

	•	Define a clear, consistent investment strategy that balances your business and personal financial objectives with your tolerance for risk;
	•	Earn competitive returns on cash assets while maintaining the liquidity you need to meet daily cash requirements;
	•	Create diversified portfolios that draw on multiple asset classes, reflect different management styles and sector concentrations, and seek to maximize returns at an appropriate level of risk;
	•	As appropriate, integrate sophisticated investment vehicles into your portfolios;
	•	Actively manage your business and personal investment portfolios by using sophisticated analytics that identify and capitalize on predictive factors.

Harris offers the following customized investment management products and services:

	•	Corporate Asset Management Program (CAMP). Through Harris Investment Management, Inc. (HIM), the Bank's affiliate adviser, Harris offers a customized short-term investment vehicle that aims to deliver a higher rate of return than money market mutual funds*. At the end of each business day, excess funds are swept automatically from your DDA and invested in short-term taxable and/or tax-exempt securities* that are consistent with your investment guidelines and goals.
	•	Endowment and Foundation Management. Harris provides integrated financial services that simplify administration, enhance communication and support the steady, safe growth of invested gift assets.
	•	Pension Management. Harris can establish a trust or custody relationship for your company's entire pension plan. Harris also has the capabilities to invest all or part of your company's plan in accordance with your specific investment parameters and provide appropriate reporting. Harris offers a full array of fixed-income investments, equities, and mutual funds*.
	•	SWEEP Accounts. At the end of each business day, Harris automatically sweeps excess cash balances held in your business checking account into a money market fund*, where it earns higher returns. Alternatively, excess funds can be used to pay down debt.

To learn more about our capabilities, please call us at 1-888-489-2265.