This account is designed for you if...
You want a retirement savings account that pays a higher rate of interest.
These convenient services are available with each of our IRA Accounts:
• For current interest rates and Annual Percentage Yields (APY) click here • Access to account information by phone or online	• More than 250 convenient Harris locations • Detailed statements
Minimum opening deposit:	$2,500
Monthly maintenance fee:1	No fee.
Interest:2	Variable interest rate and APY. Higher interest rates earned at $5,000, $25,000 and $75,000 levels.
Automated telephone and online banking:	Unlimited inquiries only.
Transaction Limitations:	IRS contribution and distribution rules and penalties apply.
Statements:	Quarterly.
Other features and options:	Save more towards your retirement goals with Auto Save.3
or call 1-800-546-6101 We have experts who can answer your questions or take an application

Notes:
Click here for Definitions and other important terms.
This personal savings account is only available at Harris N.A.

1. Click here for information on other fees.
2. Click here for information about Interest Rates and Calculations on deposit accounts.
3. With the Auto Save option, you select to automatically have a fixed amount transferred regularly from your checking to your savings or money market account. For details, click here.