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Checking Account Overview

Everyone needs a checking account. The type of account that's right for you is as individual as you are. Open any personal checking account with Harris and begin enjoying the extra rewards you deserve with Harris Extras®, including bonuses on deposits, discounts on loans and so much more.


AccountsAccount OverviewApply Now
Harris
Free Checking
SM
No minimum balance required1
Option to add Harris Lifestyle BenefitsSM5 for $4 monthly membership fee
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Interest-Checking
No fee with Direct Deposit or Average Daily Balance of $2,000, otherwise $151
Option to add Harris Lifestyle Benefits5 for $4 monthly membership fee
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rate button
Interest Gold Checking
No minimum balance or monthly maintenance fee1
Includes Harris Lifestyle Benefits5 for $5 monthly membership fee
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Harris Platinum
Plus Checking
SM
No fee Non-Harris ATM Transactions each month1,2
Option to add Harris Lifestyle Benefits5 for $4 monthly membership fee
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rate button
Senior Checking
Interest option on checking balances
No monthly maintenance fee with Direct Deposit, otherwise $4 without Direct Deposit1,3
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Harris Senior Advantage Checking
Interest option on checking balances
Includes Harris Lifestyle Benefits5 with no monthly membership fee
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Senior Gold Checking
Interest option on checking balances
Includes Harris Lifestyle Benefits5 for $4 monthly membership fee
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rate button
Harris Smart
Sweep Checking
SM
Get the flexibility of checking plus the higher yield of a Money Market Mutual Fund1,†4
For more information or to apply, please contact your nearest Harris location.
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  1. Click here for information on other fees.
  2. Owners or operators of Non-Harris ATMs may charge for the use of their ATMs. Surcharges incurred at Non-Harris ATMs will be reimbursed up to $10 per monthly statement period. See definition of a Non-Harris ATM Transaction, click here.
  3. Monthly maintenance fee waived with a $7,500 Average Daily Balance.
  4. This account links an interest-bearing checking account with a Money Market Mutual Fund Account. When the Collected Balance in your Checking account exceeds $5,000, the Sweep-Out Level, the excess is transferred automatically to your Money Market Mutual Fund. When the Collected Balance in your Checking account falls below $5,000, the Sweep-Back level, we automatically redeem your shares in your Money Market Mutual Fund to bring your Checking account balance back to the Sweep-Out level. Sweep transfers are made daily in $100 increments. Click here for information about Money Market Mutual Funds.
  5. The monthly membership fee covers the provision of nonbank services, including Travel Accidental Death Insurance. These services are provided through Member Headquarters Association. Member Headquarters Association is not affiliated with Harris N.A. Customer will receive program membership materials at the time of account opening or as soon as reasonable thereafter.

MUTUAL FUNDS:4
NOT FDIC INSURED • NOT BANK-GUARANTEED • MAY LOSE VALUE






Harris® is a trade name used by Harris N.A. and its affiliates. Member FDIC External link leaving harrisbank.com Equal Housing Lender Logo

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage (including mutual funds and annuities) and investment advisory services are offered through Harris Investor Services, Inc. Member FINRA/SIPC . SEC-registered investment adviser. Insurance offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliated companies. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.