When you can’t tie up your money, or you’re not sure which direction rates are headed, short term CDs are a wise interim investment. Terms of 1 and 2 months available.
Round out your portfolio with regular term CDs from 3 months to 5 years. All CDs are available as both regular and jumbo investment opportunities, as well as IRAs. Rates are guaranteed and deposits are FDIC-insured.
Through CDARS, you may receive up to $50 million in FDIC insurance protection on your CDs while maintaining the convenience of working exclusively with Harris.
Harris Market Linked CDs are designed to provide both safety and growth potential. These CDs guarantee that if you hold to maturity, you don’t lose a penny of your initial investment while offering returns that are based on the performance of selected equity indices. Original investment principal placed in a Market Linked CD is FDIC-insured.
*Maximum opening deposit of $100,000 per CD applied for online. The CD must be funded within 10 business days of online application. Funds from CDs applied for online may not be withdrawn for the first 11 days after funding. CDs applied for online can only be in individual or joint ownership.
Deposits at FDIC-insured institutions are now insured up to at least $250,000 per depositor through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except for IRAs and other certain retirement accounts which will remain at $250,000 per depositor.
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by Harris N.A. and its affiliates. Member FDIC
Third
party web sites may have privacy and security policies different
from Harris. Links to other web sites do not imply the
endorsement or approval of such web sites. Please review the
privacy and security policies of web sites reached through links from
Harris web sites.
Brokerage products offered through
Harris Investor Services, Inc. registered broker/dealer, member
FINRA/SIPC, SEC-registered investment adviser. Insurance and annuities
offered through Harris Bancorp Insurance Services, Inc. Harris
Investor Services, Inc. and Harris Bancorp Insurance Services, Inc.
are affiliates of Harris N.A. and its banking subsidiaries. Products
offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY
FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE
VALUE.
United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.
