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Home Equity

You've dreamed of a kitchen even a renowned chef would envy. You're longing to consolidate all your debts. You can picture yourself driving off in a brand new luxury car. One of the best ways to finance your dreams is with a Home Equity Loan or Line of Credit from Harris subject to credit approval and underwriting guidelines (includes verification of application information and receipt of collateral documents). For more information and details about the features below, just click on the home equity product that is right for you.


Home Equity Line of Credit

  • Borrow as you need it
  • Access your line using many convenient options
  • Low, interest-only monthly payment. If you choose to make minimum monthly interest payments on your home equity line of credit, you will not repay the principal outstanding on your account. You will be required to pay the entire outstanding balance in a single payment when the 10 year draw period ends.

Home Equity Loan

  • Borrow one lump sum
  • Fixed rate
  • Fixed monthly payments of principal and interest




Harris® is a trade name used by Harris N.A. and its affiliates. Member FDIC External link leaving harrisbank.com Equal Housing Lender Logo

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage (including mutual funds and annuities) and investment advisory services are offered through Harris Investor Services, Inc. Member FINRA/SIPC . SEC-registered investment adviser. Insurance offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliated companies. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.