You've dreamed of a kitchen even a renowned chef would envy. You're longing to consolidate all your debts. You can picture yourself driving off in a brand new luxury car. One of the best ways to finance your dreams is with a Home Equity Loan or Line of Credit from Harris. For more information and details about the features below, just click on the home equity product that is right for you.
Borrow against your line as you need it, with easy access using checks, online banking, a Harris Equity Access card by MasterCard®1, or visiting your nearest branch
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Low interest-only monthly payment2
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Variable rate with Fixed Rate Lock Option available3
The Harris Equity Access Card may not be available in all states. MasterCard, MasterCard SecureCode and the MasterCard Brand Mark are trademarks of MasterCard International Incorporated.
If you choose to make minimum monthly interest payments, you will not repay the principal outstanding on your account. You will be required to pay the entire outstanding balance in a single payment when the 10-year draw period ends.
If the Fixed Rate Lock Option is selected, there
is a $50 fee FINANCE CHARGE each time you exercise this conversion option.
The minimum lock amount is $5,000. The APR for each Rate Lock Feature will
be a fixed rate equal to 18%. We may at our sole discretion provide a Rate
Lock Feature at a discounted APR that is lower than the rate stated above.
A recent APR that we used for the Fixed Rate Feature is 6.99% and the APR
does not include costs other than interest
Subject to credit approval and underwriting guidelines, which includes verification of application information and receipt of collateral documents.
Harris® is a trade name used
by Harris N.A. and its affiliates. Member FDIC.
Third
party web sites may have privacy and security policies different
from Harris. Links to other web sites do not imply the
endorsement or approval of such web sites. Please review the
privacy and security policies of web sites reached through links from
Harris web sites.
Brokerage products offered through
Harris Investor Services, Inc. registered broker/dealer, member
FINRA/SIPC, SEC-registered investment adviser. Insurance and annuities
offered through Harris Bancorp Insurance Services, Inc. Harris
Investor Services, Inc. and Harris Bancorp Insurance Services, Inc.
are affiliates of Harris N.A. and its banking subsidiaries. Products
offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY
FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE
VALUE.
United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.
Third
party web sites may have privacy and security policies different
from Harris. Links to other web sites do not imply the
endorsement or approval of such web sites. Please review the
privacy and security policies of web sites reached through links from
Harris web sites.