Harris | Homebuyer Seminars

Personal Financial Services

Steps to Homeownership

At Harris, we think you’ll find that obtaining a mortgage can be quite easy, and not nearly as intimidating as you might have thought. Over the past century, Harris has helped thousands of families and individuals finance their very first home. If this is your dream, we can help make it possible for you, too!

A Harris Mortgage Specialist will be happy to assist you in determining which type of mortgage loan and options are right for you. Find a Harris Mortgage Specialist near you, call 1-888-HUBERT-1 (1-888-482-3781) or apply online for a Harris Mortgage.

	Getting Started Learn the 9 steps to making homeownership a reality. We will walk you through each step and help you understand the homebuying process.

	What You Need to Know to be Pre-qualified Pre-qualification is the process of estimating the amount of mortgage you can afford. Estimate how much you can borrow with our workbook pages and examples.

	Before You Get Your Loan Harris offers a variety of affordable mortgage products and programs. Before you apply find out which loan is best for you, what additional costs to expect when you close on your loan and how to avoid predatory lenders..

	The Application Information about your income, employment history, debts, credit history, savings, investments and the property you intend to purchase will be gathered and evaluated. Know what you need to bring for an application.

	Loan Approval and Closing After your mortgage loan has been approved, the final step to homeownership is the loan closing .

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