Harris - Pre Qualification / Pre Approval

Personal Financial Services

The Harris No Surprises Mortgage

Pre-Qualification and Pre-Approval

Pre-Qualification
At Harris, you can get a pre-qualification for a certain loan amount based on the initial information you give to us. A pre-qualification lets you know how much house you can afford before you begin shopping for a home.

	•	You will know the price range you can afford.
	•	You pay no Harris application fee.
	•	To apply for a pre-qualification or to contact a Harris Mortgage Specialist, click here or call 1-888-HUBERT-1 (1-888-482-3781).

Pre-Approval
Harris offers loan pre-approvals for the maximum amount that you qualify based on the processing of your completed mortgage application. A pre-approval is a firm loan commitment from us in the form of a letter, pending appraisal of your property and title insurance. It means that you can shop or make an offer for your home with confidence.

	•	Realtors and sellers will know you are a serious buyer.
	•	You can take advantage of our rate protection option.
	•	You will need to complete a Harris mortgage application. The pre-approval application has no charge associated with it. However, it will convert to a full mortgage application when the contract is signed and delivered. We will then charge the mortgage application deposit to cover our costs for appraisal and credit.
	•	To apply for a pre-approval or to contact a Harris Mortgage Specialist, click here or call 1-888-HUBERT-1 (1-888-482-3781).

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Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC , SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

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