Harris - Pre Qualification / Pre Approval

Personal Financial Services

The Harris No Surprises Mortgage

Pre-Qualification and Pre-Approval

Pre-Qualification
At Harris, you can get a pre-qualification for a certain loan amount based on the initial information you give to us. A pre-qualification lets you know how much house you can afford before you begin shopping for a home.

	•	You will know the price range you can afford.
	•	You pay no Harris application fee.
	•	To apply for a pre-qualification or to contact a Harris Mortgage Specialist, click here or call 1-888-HUBERT-1 (1-888-482-3781).

Pre-Approval
Harris offers loan pre-approvals for the maximum amount that you qualify based on the processing of your completed mortgage application. A pre-approval is a firm loan commitment from us in the form of a letter, pending appraisal of your property and title insurance. It means that you can shop or make an offer for your home with confidence.

	•	Realtors and sellers will know you are a serious buyer.
	•	You can take advantage of our rate protection option.
	•	You will need to complete a Harris mortgage application. The pre-approval application has no charge associated with it. However, it will convert to a full mortgage application when the contract is signed and delivered. We will then charge the mortgage application deposit to cover our costs for appraisal and credit.
	•	To apply for a pre-approval or to contact a Harris Mortgage Specialist, click here or call 1-888-HUBERT-1 (1-888-482-3781).

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