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Overdraft Protection1,2

Avoid costly and embarrassing overdrafts!

Add our Overdraft Protection Line of Credit to your Harris checking account and whenever your checking account falls below zero, we'll automatically transfer money to your account, subject to your available credit limit.

And you can use your Overdraft Protection Line of Credit for more than just accidental overdrafts. Use it for household emergencies or extraordinary purchases. Simply write a check from your checking account for the amount of the purchase, and your line of credit will cover the expense.

Repayment is easy.
Once you've drawn funds against your line of credit, it's easy to repay. Convenient monthly minimum payments are automatically deducted from your checking account.

It doesn't cost anything to apply!

For more information or to apply by phone, call 1-800-546-6101.

Click here for current rates and terms.


*Subject to your available credit limit.
  1. We cannot lend money out of the United States of America.
  2. Loan products are available in Illinois, Indiana and Wisconsin only. For information about our other product offerings in Florida, Arizona or other states, please contact a Harris Sales Representative at 1-800-546-6101.




Harris® is a trade name used by Harris N.A. and its affiliates. Member FDIC External link leaving harrisbank.com Equal Housing Lender Logo

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage (including mutual funds and annuities) and investment advisory services are offered through Harris Investor Services, Inc. Member FINRA/SIPC . SEC-registered investment adviser. Insurance offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliated companies. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.