Harris Platinum Plus Checking

	Learn About Harris Lifestyle BenefitsSM
This account is designed for you if...
You want to earn a higher rate of interest and maintain $10,000 or more in balances.
In addition to the many convenient services that are available with our Checking Accounts, take a look at all Harris Platinum Plus Checking has to offer:
• Higher interest rate for higher balances -- Tiers at $10,000, $25,000, and $50,000 • Free Harris Gold Debit MasterCard® with higher daily transaction limits, plus Harris Everyday BenefitsSM, a free debit card rewards program	• Unlimited check writing and Electronic Payments each month • No annual fee Harris WorldPoints® Platinum Plus® Credit Card2(with credit approval)
These convenient services are available with each of our Checking Accounts:
• For current interest rates and Annual Percentage Yields (APY) click here • Harris Extras® — bonuses on deposits, discounts on loans, and much more • Access to your accounts by ATM, Point-of-Sale (POS), phone or online • Free introductory checks • Free Harris Telephone Banking®	• Free Harris Online Banking® • Free online check images • Free Harris Bill Payment and Presentment® • Free Harris Total Look® • Detailed monthly3statements • Direct Deposit • Automated transfers to and from your Harris deposit accounts • More than 280 convenient Harris locations • Over 650 Harris ATMs4
Minimum opening deposit:	$10,000
Monthly maintenance fee:5	No fee with Average Daily Balance of $10,000, otherwise $25.
Interest:6	Variable interest rate and APY. Higher interest rates may be earned at $10,000, $25,000, and $50,000 levels.
Checks and Electronic Payments, each month:	Unlimited.
Harris ATM and POS Transactions:	No fee.
Non-Harris ATM Transactions7, each month:	No fee. Surcharges incurred at Non-Harris ATMs will be reimbursed up to $10 per monthly statement period.
Check return options:	Free Check-Safekeeping and Imaged Statements.
Other features and options:	Overdraft protection (with credit approval). Overdraft Funding service.

Harris believes that you deserve more from your bank and now Harris can help you get more for less and save you money too – with new Harris Lifestyle Benefits^SM, a package of exciting travel, shopping, dining discounts and more. To learn more about these bank and nonbank benefits, please refer to the table below.

All account openings are subject to approval. Credit cards and loans are subject to credit approval. Harris Lifestyle Benefits^SM are only available for select personal accounts and at select Harris locations. Offers cannot be combined with any other offer for the same product. Harris reserves the right to amend or cancel any of these offers.

The monthly membership fee covers the provision of the nonbank services, including Travel Accidental Death Insurance. These services are provided through Member Headquarters Association. Member Headquarters Association is not affiliated with Harris N.A. Customer will receive program membership materials at the time of account opening or as soon as reasonable thereafter.

*Services are provided by GE Motor Club, Inc. Benefits are subject to limitations and conditions. A fee of $64.95 will be charged per event. Prices and terms are subject to change without notice.

Notes:
Click here for Definitions and other important terms.
This personal checking account is only available at Harris N.A.

1. No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts (Checking, Savings, Money Market, CD, IRA). See definition of Relationship Depositor, click here. Other miscellaneous fees still apply, click here.
2. The Harris WorldPoints^® Platinum Plus^® Credit Card program is issued and administered by FIA Card Services, N.A. MasterCard is a registered trademark of MasterCard International Incorporated., and is used by the issuer pursuant to a license.
3. Wherever the phrase or word "monthly", or "each month" appears, it refers to monthly statement period.
4. Includes ATMs at Speedway locations branded with the Harris name and/or logo.
5. Click here for information on other fees.
6. Click here for information about Interest Rates and Calculations on deposit accounts.
7. Owners or operators of Non-Harris ATMs may charge for the use of their ATMs. See definition of a Non-Harris ATM Transaction, click here.
8. Upon cancellation of customers membership for any reason, all Harris Lifestyle Benefits, except Harris Extras, will be terminated.

MasterCard^® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.