Harris bank

Personal Financial Services
SEARCH
Home Checking & Savings Money Markets & CDs Mortgages Loans & Lines of Credit Investments & Retirement Planning Card Services Online Services
Banking Solutions Checking Accounts Savings Accounts Rates Harris Switch Kit Harris Lifestyle Benefits Harris Extras
 

Senior Checking1

This account is designed for you if...
You are age 55 or older and want to earn interest on your checking account.
These convenient services are available with our Checking Accounts:
• For current interest rates and Annual Percentage Yields (APY) click here

•		 Harris Extras® — bonuses on deposits, discounts on loans, and much more
• Free Harris Debit MasterCard® plus Harris Everyday BenefitsSM, a free debit card rewards program

•		 Access to your accounts by ATM, Point-of-Sale (POS), phone or online
• Free introductory checks

•		 Free Harris Telephone Banking®

•		 Free Harris Online Banking®
• Free online check images
• Free Harris Bill Payment and Presentment®

•		 Free Harris Total Look®

•		 Detailed monthly2 statements
• Direct Deposit
• Automated transfers to and from your Harris deposit accounts
• More than 280 convenient Harris locations

•		 Over 650 Harris ATMs3
Minimum opening deposit: $100
Monthly maintenance fee:4 No fee with Direct Deposit or Average Daily Balance of $7,500, otherwise $4 .
Interest:5 Variable interest rate and APY on balance of $1,500 or more. No interest earned on days when balance is below $1,500.
Checks and Electronic Payments, each month: Unlimited.
Harris ATM and POS Transactions: No fee.
Non-Harris ATM Transactions6, each month: No fee.
Surcharges incurred at Non-Harris ATMs will be reimbursed up to $10 per monthly statement period.
Check return options: Free Check-Safekeeping and Imaged Statements.
Other features and options:
Overdraft protection (with credit approval).
Overdraft Funding service.
Free Travelers Cheques (Single signature only).

Notes:
Click here for Definitions and other important terms.
This personal checking account is only available at Harris N.A.

  1. No maintenance or transaction fees for account holders with a combined total of $20,000 or more in any qualifying Harris deposit accounts (Checking, Savings, Money Market, CD, IRA). See definition of Relationship Depositor, click here. Other miscellaneous fees still apply, click here.
  2. Wherever the phrase or word "monthly", or "each month" appears, it refers to monthly statement period.
  3. Includes ATMs at Speedway locations branded with the Harris name and/or logo.
  4. Click here for information on other fees.
  5. Click here for information about Interest Rates and Calculations on deposit accounts.
  6. Owners or operators of Non-Harris ATMs may charge for the use of their ATMs. See definition of a Non-Harris ATM Transaction, click here.

MasterCard® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Online Services
Resources

Rates
Harris TV
Calculators
Reorder Checks
Balance Your Account
Direct Deposit
Automatic Payments
ATM Locations
Harris Locations
Security Tips
Contact Us

Need assistance? We have experts who can help.
Terms & Conditions

Handbook for Deposit Accounts
Your Guide to Deposit
Services at Harris

Quick Links

Small Business
Middle Market
Corporate & Institutional
Harris Private Bank
Investment Services
Harris in the Community





Harris® is a trade name used by Harris N.A. and its affiliates. Member FDIC External link leaving harrisbank.com Equal Housing Lender Logo

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage (including mutual funds and annuities) and investment advisory services are offered through Harris Investor Services, Inc. Member FINRA/SIPC . SEC-registered investment adviser. Insurance offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliated companies. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.