Loan Rates

These rates apply to our Wisconsin locations only.
The following rates were effective as of November 1, 2009. Rates
are subject to change without notice and may vary depending on credit qualifications.
| Personal Lines of Credit |
| Type |
Commitment Range |
Interest Rate (%) |
Current Annual Percentage Rate APR (%) |
Certificate of Deposit/Savings
Secured Line of Credit |
$1,000 - $49,999 |
Prime rate plus .50% (minimum APR of 6.00%) |
6.00% (APR may vary based on Prime) |
$50,000 - $99,999
|
Prime rate (minimum APR of 6.00%) |
6.00% (APR may vary based on Prime) |
| $100,000 and up |
Prime rate minus .25% (minimum APR of 6.00%) |
6.00% (APR may vary based on Prime) |
Marketable Securities
Secured Line of Credit
|
$1,000 and over |
Prime rate plus 1.00% (minimum APR of 6.00%) |
6.00% (APR may vary based on Prime) |
Unsecured Personal
Line of Credit
|
$500 to $15,000 |
Prime rate plus 8.25% (minimum APR of 8.00%) |
11.50% (APR may vary based on Prime) |
Overdraft Protection
Line of Credit
|
$300 - $10,000 |
Fixed Rate |
18.00% |
| An annual fee of $25 applies to all personal lines of credit |
|
|
For information regarding products and rates of our
Private Banking offices of The Harris Bank N.A. in Arizona, Florida, and Washington
state, please contact us at 1-800-546-6101 to speak with an agent, or visit www.theharris.com for
general information regarding the wealth management and private banking services
available.

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