Harris - Essential Business Checking

Small Business Banking

Essential Business Checking

This account is designed for: This convenient and economical checking account is ideal for small businesses that maintain low-to-no balances and also have a low level of transactions per month. There are no monthly maintenance fees.
Highlights and Benefits:

	•	No monthly maintenance fees
	•	No "per transaction" fee for the first 150 transactions per month
	•	Direct Deposit available
	•	Overdraft protection available, with credit approval
	•	Harris Debit MasterCard^® for Business available
	•	Access to your accounts by phone or online, day or night


Minimum opening deposit	$100
Monthly maintenance fee	Not applicable
Balance required to avoid monthly maintenance fee	Not applicable
Transaction¹ fees per monthly cycle²	First 150 FREE; $.30 for each additional transaction.
Interest information	Non interest-bearing account. Does not qualify for Earnings Credit.
Check return options	Free Check-Safekeeping and Imaged Statements. Or select Checks with Statement for a low monthly $2 fee.
Additional information	No Maintenance Fee and No Minimum Balance Requirement Account. Designed for business entities with low transaction volume and/or low balances.

How to Apply:
Apply Now
Visit your local Harris office.

Notes:

Transactions include deposits, checks deposited, checks paid, and ACH credits and debits.
Click here for information on other fees.

MasterCard^® and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC , SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.