Harris | Business Checking Analyzed

Small Business Banking

Business Checking Analyzed

This account is designed for:
If your business has higher transaction volumes and higher balances, our Business Checking Analyzed account may be more appropriate for you. Service fees on your business checking account may then be offset by an Earnings Credit based on your deposit balances.
Highlights and Benefits:

	•	Personalized checks
	•	Direct Deposit available
	•	Detailed monthly statement
	•	Overdraft protection available, with credit approval
	•	Access to your accounts by phone or online, day or night
	•	Check-Safekeeping available

Minimum opening deposit	$100
Maintenance Fees	$20 Maintenance FDIC fee⁴ Monthly fees may be offset by Earnings Credit ¹
Balance required to avoid monthly maintenance fee	Not applicable.
Transaction² fees per monthly cycle³	$.75 for each deposit $.20 for each check paid $.18 for each check deposited $.15 for each ACH transaction (credit and debit) Transaction fees may be offset by the Earnings Credit.¹
Earnings Credit information¹	Account receives variable Earnings Credit based upon the Average Collected Balance in the account. Earnings Credit on aggregated non-interest-bearing deposit balances may offset fees.
Check return options	Free Check-Safekeeping and Imaged Statements.
Additional information	Designed for larger businesses with higher transaction volumes.

How to Apply:
Apply now
Visit your local Harris office.

Notes:
Click here for Definitions and other important terms.

Click here for a definition of Earnings Credit.
Transactions include deposits, checks deposited, checks paid, and ACH credits and debits.
Click here for information on other fees.
The FDIC Fee will be assessed per $1,000 in Average Ledger Balances multiplied by an FDIC Factor. The FDIC Factor is determined based on the FDIC premiums the bank is charged which are subject to change periodically and impact the FDIC Fee charged. The FDIC Factor is subject to change at the discretion of Harris without notice. The Average Ledger Balance is calculated by adding the Ledger Balance for each day of the statement period and dividing that figure by the total number of days in the statement period. Please see the Harris Handbook for Personal and Business Deposit Accounts for a definition of Ledger Balance.

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Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC , SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

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