Harris - Business Interest Checking

Small Business Banking

Business Interest Checking

This account is designed for:
If you carry higher balances, you might qualify for this account, which offers higher interest rates.
Highlights and Benefits:

	•	Personalized Checks
	•	Direct Deposit available
	•	Detailed monthly statement
	•	Overdraft protection available, with credit approval
	•	Access to your accounts by phone or online, day or night
	•	Check-Safekeeping Available

Minimum opening deposit	$100
Maintenance Fees	$15 Maintenance FDIC fee⁵
Balance required to avoid monthly maintenance fee	Not applicable.
Transaction¹ fees per monthly cycle²	$.75 for each deposit $.20 for each check paid $.18 for each check deposited $.15 for each ACH transaction (credit and debit).
Interest information³	Variable rate of interest, compounded daily and credited monthly.
Check return options	Free Check-Safekeeping and Imaged Statements.
Additional information	Eligibility limitations apply.⁴

How to Apply:
Apply Now
Visit your local Harris branch.

Notes:
Click here for Definitions and other important terms.

Transactions include deposits, checks deposited, checks paid, and ACH credits and debits.
Click here for information on other fees.
Click here for information on how we calculate and pay interest.
Federal Regulations limit the eligibility for this account type. Consult a Harris Banker for details. (Partnerships, for-profit corporations and certain other entities are ineligible)
The FDIC Fee will be assessed per $1,000 in Average Ledger Balances multiplied by an FDIC Factor. The FDIC Factor is determined based on the FDIC premiums the bank is charged which are subject to change periodically and impact the FDIC Fee charged. The FDIC Factor is subject to change at the discretion of Harris without notice. The Average Ledger Balance is calculated by adding the Ledger Balance for each day of the statement period and dividing that figure by the total number of days in the statement period. Please see the Harris Handbook for Personal and Business Deposit Accounts for a definition of Ledger Balance.

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Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC , SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) nothing contained herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.