Harris - Transfer Funds Automatically

Small Business Banking

Cash Management — Move Funds Automatically

There are times when any business may find it has excess funds in its checking account. At those times, you may want to automatically move excess funds into other accounts to ensure your money is working to its maximum potential. At Harris, we provide services to help you do just that.

AutoSweep from Harris
A sweep account is a simple concept that offers considerable benefits to your business. Working with your banker, you decide how much cash you need to keep in your business checking account each month to run your business. Funds which exceed this target balance are automatically transferred (swept) to an investment account at the end of each business day. You choose the type of investment:

	•	an interest bearing money market account,
	•	one of three money market mutual funds,*
	•	or an account which combines the sweep between a line of credit and a money market mutual fund.*

Funds also sweep back to your checking account.** Should your checking balance drop below your target balance, available money from your sweep account will transfer to your business checking account automatically to keep an appropriate amount of cash on hand to run your business. For more information call our Business Banking Service Center at 1-888-489-2265 or visit the closest Harris location.

Zero Balance Account
A zero balance account can be used for making paper and electronic disbursements and deposits.The account balance is kept at zero by sending the balance to or drawing funds from an account with which it is associated. Using zero balance accounts eases bookkeeping and reduces fraud risk. For more information call our Business Banking Service Center at 1-888-489-2265 or visit the closest Harris location.

*MUTUAL FUNDS: NOT FDIC INSURED • MAY LOSE VALUE
NO BANK GUARANTEE

**Subject to any transaction limits.

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Harris^® is a trade name used by Harris N.A. and its affiliates. Member FDIC.

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC , SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.

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