Harris - Lawyers Trust Account

Small Business Banking

Lawyers' Trust Account

This account is designed for:
In Illinois, Indiana and Arizona, the Lawyers' Trust Account (IOLTA) provides the benefit of interest on checking for attorneys who handle clients' funds. In Illinois, interest is paid to the Lawyers' Trust Fund of Illinois. In Indiana, interest is paid to the Indiana Bar Foundation. In Arizona, interest is paid to the Arizona Bar Association. In Florida, this account is called IOTA and interest is paid to the Florida Bar Association.
Highlights and Benefits:

	•	Personalized checks
	•	Direct Deposit available
	•	Detailed monthly statements
	•	Overdraft protection available (with credit approval)
	•	Access to your account by phone or online, day or night
	•	Check-Safekeeping available

Minimum opening deposit	$100
Monthly maintenance fee	$15
Balance required to avoid monthly maintenance fee¹	$3,000
Transaction fees² per monthly cycle³	Not applicable.
Interest information⁴	Variable rate of interest, accrued and compounded daily and credited monthly.

How to Apply:
Visit your local Harris office.

Notes:
Click here for Definitions and other important terms.

Your balance requirement is based on the Average Collected Balance in your account.
Transactions include deposits, checks deposited, checks paid and ACH credits and debits.
Click here for information on other fees.
Click here for information on how we calculate and pay interest.

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