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News Releases

INDIANAPOLIS, March 27, 2008 – Harris is pleased to announce that Mary Ann Smerdel has been named Bank Manager for Harris Martinsville at 2110 Burton Lane.

Smerdel will be responsible for the overall operations of the Martinsville branch, including customer service, sales, employee productivity and the development of strong community partnerships. Smerdel, who lives in Franklin, Ind., has more than 20 years of financial services experience in Central Indiana. Most recently she was a Commercial Customer Service Representative at the Harris Carmel branch, working in the Commercial Real Estate Department. Smerdel worked for Key Bank in their private bank division and held management positions with Bank One in Indianapolis, as well as Centra Credit Union in Columbus, Ind. Smerdel will complete her Associate of Science Degree in Business from Indiana Wesleyan University in May of this year.

"We are thrilled that Mary Ann has joined the Harris team in Martinsville, where she will be focused on building lasting relationships and understanding the unique needs of each of her customers," said John Frieburg, Regional President, Harris. "As a result of Mary Ann's extensive experience, she understands the challenges and opportunities for Martinsville residents and business owners. She has the unique ability to effectively deliver the full breadth of Harris solutions to her customers."

Harris has served customers in the Midwest for more than 125 years. In 2007, Harris expanded its physical presence into Indiana with the completion of its acquisition of First National Bank & Trust. The bank introduced its brand in the market in May of that year.

About Harris:
Harris is an integrated financial service organization providing more than 1 million personal, business and corporate clients with banking, lending, investing and wealth management solutions. The organization is a member of the BMO Financial Group (NYSE, TSX: BMO), which also provides corporate and investment banking services in the U.S. under the BMO Capital Markets name. For more information, please visit www.bmocm.com or www.harrisbank.com.

Contact:
Colleen Kroll, (312) 461-7865

Harris^® is a trade name used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A., The Harris Bank, N.A. and their bank affiliates. Members FDIC. Brokerage products are offered through Harris Investor Services, Inc. (HIS), a registered broker/dealer, member FINRA/SIPC, and SEC registered investment adviser. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by BMO Capital Markets Corp. (BMOCM), a registered broker dealer and member NYSE, FINRA and SIPC. HIS, HBIS and BMOCM are affiliated companies and are wholly owned subsidiaries of Harris Financial Corp. Products offered by HIS, HBIS and BMOCM are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition to any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC registered investment adviser. Family Office Services are provided by Harris myCFO, Inc. Investment advisory services are offered by Harris myCFO Investment Advisory Services LLC, an SEC registered investment adviser and wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

CHICAGO, March 25, 2008 – As April 15, 2008, draws near, there is still time to take some simple steps to help alleviate the stress of tax season and ensure you are taking advantage of the resources available to you.

1. A win-win situation. Visit your financial institution and ask about the Traditional IRA. It is an excellent method to save for retirement and possibly reduce current taxes. You have until April 15, 2008, to begin contributing, and whatever you contribute toward your IRA is subtracted from your yearly income, thereby lowering your taxable income.
2. Take a trip down memory lane. While 2007 may seem like a long time ago, now is the time to look back because that spring cleaning project that ended with three trips to the local donation center or the unexpected need for a new furnace could pay off as you file your tax returns.
   • Charitable Donations: Clothing and household goods in good used condition that were donated in 2007 may be eligible to qualify for a deduction.
   • Energy Credits: If you made energy-efficient home improvements in 2007, such as new doors, windows or certain furnaces, you may be eligible for an energy credit.
   • Education Credits: If you or your children are higher education students, you may qualify for the Hope Credit or the Lifetime Learning Credit.
   Visit the Newsroom on www.irs.gov for more 2008 tax tips on various deductions and credits that may apply to you and your family.
3. Help is on the way. There are many tools, resources and tips out there to help make tax time less stressful and more rewarding. Whether you look to your financial planner, accountant, local tax preparation company or the IRS, help is available.
   • For low income individuals and families in the Chicagoland area, the Tax Assistance Program, a non-profit organization that Harris has supported for many years, has volunteers to help prepare your taxes at no charge. Visit www.taxassistance.org for more information.

About Harris:
Harris is an integrated financial service organization providing more than 1 million personal, business and corporate clients with banking, lending, investing and wealth management solutions. The organization is a member of the BMO Financial Group (NYSE, TSX: BMO), which also provides corporate and investment banking services in the U.S. under the BMO Capital Markets name. For more information, please visit www.bmocm.com or www.harrisbank.com.

Harris^® is a trade name used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A., The Harris Bank, N.A. and their bank affiliates. Members FDIC. Brokerage products are offered through Harris Investor Services, Inc. (HIS), a registered broker/dealer, member FINRA/SIPC, and SEC registered investment adviser. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by BMO Capital Markets Corp. (BMOCM), a registered broker dealer and member NYSE, FINRA and SIPC. HIS, HBIS and BMOCM are affiliated companies and are wholly owned subsidiaries of Harris Financial Corp. Products offered by HIS, HBIS and BMOCM are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition to any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC registered investment adviser. Family Office Services are provided by Harris myCFO, Inc. Investment advisory services are offered by Harris myCFO Investment Advisory Services LLC, an SEC registered investment adviser and wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

This press release is for informational purposes only and is not presented as advice or recommendation of any particular strategy. Opinions expressed reflect judgment current as of publication and are subject to change.

United States Department of Treasury Regulation Circular 230 requires that we notify you that with respect to any statements regarding tax matters made herein, including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties; and (2) this document is written to support the promotion or marketing of the transaction(s) or matter(s) addressed herein. Further, to the extent any tax statement or tax advice is made herein, Harris N.A. and its affiliates, including, but not limited, to Harris myCFO Inc. (collectively, "Harris") do not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which such tax statement or tax advice relates. Harris does not provide legal advice to clients. You should review your particular circumstances with your independent legal and tax advisors.

Contact:
Colleen Kroll, (312) 461-7865

Current News Releases

CHICAGO, March 18, 2008 – Harris N.A. and its affiliated banks in Illinois, Indiana, Florida, Arizona, and Washington announced that they are lowering their prime lending rate to 5.25 percent from 6.00 percent, effective today.

Contact:
Colleen Kroll, (312) 461-7865

Current News Releases

INDIANAPOLIS, March 10, 2008 – Harris is pleased to announce that it is enhancing and expanding its Richmond banking services with the appointment of a new Vice President, Bank Manager.

Steve Wilson has been named Vice President, Bank Manager for the Harris Richmond branch at 722 E. Main St. He will be responsible for the overall operations of the Richmond branch, including customer service, sales, employee productivity and the development of strong community partnerships.

"We are thrilled that Steve has joined the Harris team in Richmond, where he will be focused on building lasting relationships and understanding the unique needs of each of his customers," said John Frieburg, Regional President, Harris. "As a result of Steve's extensive experience, he understands the challenges and opportunities for Richmond residents and business owners. He has the unique ability to effectively deliver the full breadth of Harris solutions to his customers."

Wilson, who lives in Union County, has more than 22 years of financial services experience. Most recently he was a Senior Vice President with The Honor State Bank, managing the Wholesale Mortgage Funding Division. He has also held senior management positions in Sales, Marketing, Consumer Lending and Business Development with Banc One Corporation. Wilson received his business and banking education from Indiana University.

Harris has served customers in the Midwest for more than 125 years. In 2007, Harris expanded its physical presence into Indiana with the completion of its acquisition of First National Bank & Trust. The bank introduced its brand in the market in May of that year.

About Harris:
Harris is an integrated financial service organization providing more than 1 million personal, business and corporate clients with banking, lending, investing and wealth management solutions. The organization is a member of the BMO Financial Group (NYSE, TSX: BMO), which also provides corporate and investment banking services in the U.S. under the BMO Capital Markets name. For more information, please visit www.bmocm.com or www.harrisbank.com.

Contact:
Colleen Kroll, (312) 461-7865

Harris^® is a trade name used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A., The Harris Bank, N.A. and their bank affiliates. Members FDIC. Brokerage products are offered through Harris Investor Services, Inc. (HIS), a registered broker/dealer, member FINRA/SIPC, and SEC registered investment adviser. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by BMO Capital Markets Corp. (BMOCM), a registered broker dealer and member NYSE, FINRA and SIPC. HIS, HBIS and BMOCM are affiliated companies and are wholly owned subsidiaries of Harris Financial Corp. Products offered by HIS, HBIS and BMOCM are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition to any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC registered investment adviser. Family Office Services are provided by Harris myCFO, Inc. Investment advisory services are offered by Harris myCFO Investment Advisory Services LLC, an SEC registered investment adviser and wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

CHICAGO, March 3, 2008 – Harris and BMO Financial Group (NYSE, TSX: BMO) today announced the completion of the acquisitions of Ozaukee Bank and Merchants and Manufacturers Bancorporation, Inc., both based in Wisconsin. The transactions were announced in 2007.

Ozaukee Bank is a community bank with six full-service and two limited-service locations in the northern part of the greater Milwaukee area and is the deposit share leader in its market. Merchants and Manufacturers operates 35 full-service and 11 limited-service locations in an area concentrated in Milwaukee, and extending into Green Bay to the north and LaCrosse to the west.

"Over the past several months since announcing these transactions, we've had the opportunity to really get to know the teams at MMBC and Ozaukee Bank and it's clear that we have a great opportunity to leverage strengths from all three organizations to deliver an exceptional level of banking in the Wisconsin market," said Ellen Costello, Chief Executive Officer, Harris Bankcorp, Inc. "Collectively, we are determined to continue delivering the exceptional service and outstanding community commitment that Wisconsin has come to expect from these two banks and for which Harris has been known for over 125 years."

Harris will introduce its brand into the market in the coming months as it works to bring MMBC and Ozaukee Bank onto its operating platforms. Effective immediately, Harris will begin to transition the banks to its management operating model and has divided the market into three regions. As previously announced, Tom Bolger is named President, Harris Wisconsin. He will direct integration and expansion activities in the market and will lead the Metro Region, covering Milwaukee and areas to the south. The Metro Region will largely consist of the former Lincoln State Bank branches. Additionally:

• Jim Rothenbach, formerly President and Chief Executive Officer, at Ozaukee Bank, will serve as Harris Regional President for the Wisconsin North Region, including the area just north of Milwaukee and north to Sheboygan Falls. It will include the Ozaukee Bank branches, as well as the former Grafton State Bank and Wisconsin State Bank branches.
• Mel Hahs, a Community Bank President at MMBC, is named Regional President for the State Region, covering the far west and far north branches, including the former Reedsburg Bank, Fortress Bank and Community Bank Financial branches.
• Mike Murry, former MMBC chairman, and Mal Hepburn, former Ozaukee Bank chairman, will continue to chair Harris Community Boards and will provide ongoing advice and business development support as we bring these banks together.

With the closing of this acquisition, Harris now has more than 270 full-service locations in Illinois, Indiana and Wisconsin and nearly 650 Harris-branded ATMs, and is closer to its goal of 350 to 400 locations across the Midwest.

Harris N.A. is the third-largest bank based on branches in the Chicago market, with $41.5 billion in assets and $29.5 billion in deposits. Additionally, Harris has affiliated wealth management offices in Arizona, California, Florida, Georgia, New Jersey, Virginia and Washington.

About Harris:
Harris is an integrated financial service organization providing more than 1 million personal, business and corporate clients with banking, lending, investing and wealth management solutions. The organization is a member of the BMO Financial Group (NYSE, TSX: BMO), which also provides corporate and investment banking services in the U.S. under the BMO Capital Markets name.

Media Relations:
Amy Yuhn, Chicago, amy.yuhn@harrisbank.com, (312) 461-6055
Ralph Marranca, Toronto, ralph.marranca@bmo.com, (416) 867-3996
Ronald Monet, Montreal, ronald.monet@bmo.com, (514) 877-1101

Investor Relations:
Viki Lazaris, Toronto, viki.lazaris@bmo.com, (416) 867-6656
Steven Bonin, Toronto, steven.bonin@bmo.com, (416) 867-5452
Krista White, Toronto, krista.white@bmo.com, (416) 867-7019

Harris^® is a trade name used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A., The Harris Bank, N.A. and their bank affiliates. Members FDIC. Brokerage products are offered through Harris Investor Services, Inc. (HIS), a registered broker/dealer, member FINRA/SIPC, and SEC registered investment adviser. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by BMO Capital Markets Corp. (BMOCM), a registered broker dealer and member NYSE, FINRA and SIPC. HIS, HBIS and BMOCM are affiliated companies and are wholly owned subsidiaries of Harris Financial Corp. Products offered by HIS, HBIS and BMOCM are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition to any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC registered investment adviser. Family Office Services are provided by Harris myCFO, Inc. Investment advisory services are offered by Harris myCFO Investment Advisory Services LLC, an SEC registered investment adviser and wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

Harris^® is a trade name used by Harris N.A. and its affiliates. Member FDIC.

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply theendorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC, SEC-registered investment adviser. Insurance and annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT GUARANTEED BY ANY BANK - MAY LOSE VALUE.