Harris Implements the Making Home Affordable Modification Program

On August 28, 2009 Harris implements the Home Affordable Modification Program designed to help struggling homeowners avoid foreclosure by modifying loans owned by Fannie Mae or Freddie Mac to a level that is both affordable and sustainable.

Harris has already implemented the Freddie Mac^® Relief Refinance and the Fannie Mae Refi Plus^TM programs under the Making Home Affordable program on May 1, 2009. As part of these programs Harris is helping eligible customers refinance their mortgage even if their home has lost value.

To find out if you are eligible to modify or refinance your mortgage under one of these programs, or if you are facing difficulties and want to discuss your existing mortgage options, please contact us:

Mortgage Customer Support Team Tel: 1-877-277-8578
Hours: Monday - Friday 7:00 AM to 7:00 PM (CST)

After hours, please leave a voice message and we will get back to you the following business day. For assistance on any other topic, you can click, call or visit us today.

Harris supports the goals of the Making Home Affordable program. We believe the program will help people across the country while also improving the overall stability of our economy. We continue to work on implementing the remaining components of the program and will continue to provide more details as information becomes available. Please visit this site regularly for additional up-to-date information. We’re here to help.

What You Should Know About the Making Home Affordable Plan.
President Obama created the Administration's Making Home Affordable Plan to assist borrowers with mortgage loan modifications and help prevent foreclosures. Harris supports the goals of the Making Home Affordable plan. We believe the plan will help people across the country while also improving the overall stability of our economy. You can read the Harris press release here.

What exactly is the Making Home Affordable program?
Program details as released by the government are summarized below. The Making Home Affordable program has two main components:

How do I know if I am eligible for the Making Home Affordable program?
For more information, including a detailed borrower Q&A or to complete a self –assessment tool, please visit the program’s website . Harris is currently offering modifications for Fannie Mae and Freddie Mac owned loans, serviced by Harris. To find out if you’re eligible for the program for Harris-serviced mortgages please contact our Special Mortgage Customer Support Team members at 1-877-277-8578, Monday through Friday from 7:00 am to 7:00 pm (CST).

I may be eligible for the Making Home Affordable program. What should I do now?
You should gather the information that you will need to provide to your lender. That includes:

1. Information about the monthly gross (before tax) income of your household, including recent pay stubs if you receive them or documentation of income you receive from other sources.
2. Your most recent income tax return.
3. Information about any second mortgage on the house.
4. Account balances and minimum monthly payments due on all of your credit cards.
5. Account balances and monthly payments on all your other debts such as student loans and car loans.

Read the frequently asked questions about the Making Home Affordable plan for more information.

I am in a difficult situation now, what can I do in the meantime?
If you are a Harris customer and would like to discuss mortgage options, please contact our Special Mortgage Customer Support Team members at 1-877-277-8578, Monday through Friday from 7:00 am to 7:00 pm (CST).

Please visit this site regularly for additional up-to-date information.

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