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News Releases

Harris Nesbitt is an investment and corporate bank, offering clients access to a full range of products and services including investment and corporate banking, treasury services, market risk management, institutional investing and research. Harris Nesbitt is part of Harris, an integrated financial services organization providing more than 1 million personal, business, corporate and institutional clients with banking, lending, investing and financial management solutions. Harris Nesbitt is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisnesbitt.com.

Contacts:
Chris Nardella, Chicago, (312) 461-6625
Kevin Windorf, New York (212) 885-4111
Mirette Ghanem, Toronto, (416) 867-4924

Harris is a trademark used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A. and other bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by Harris Nesbitt Corp. (HNC), a registered broker dealer, member NYSE, FINRA and SIPC. HBIS and HNC are wholly-owned subsidiaries of Harris Financial Corp. Products offered by HBIS and HNC are Not Insured by the FDIC or any Government Agency - Not a Deposit of or Guaranteed by any Bank - May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris my CFO, Inc. Investment Advisory services are also offered by Harris my CFO Investment Advisory Service LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

http://www.bmocm.com/conferences/default.aspx

*Scheduled presenters for today are:

*Agenda subject to change.

Harris Nesbitt is an investment and corporate bank offering clients access to a full range of products and services including investment and corporate banking, treasury services, market risk management, institutional investing and research. Harris Nesbitt is part of Harris, an integrated financial services organization providing more than 1 million personal, business, corporate and institutional clients with banking, lending, investing and financial management solutions. Harris Nesbitt is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisnesbitt.com.

Contacts:
Chris Nardella, Chicago, (312) 461-6625
Kevin Windorf, New York (212) 885-4111
Mirette Ghanem, Toronto, (416) 867-4924

Harris is a trademark used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A. and other bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by Harris Nesbitt Corp. (HNC), a registered broker dealer, member NYSE, FINRA and SIPC. HBIS and HNC are wholly-owned subsidiaries of Harris Financial Corp. Products offered by HBIS and HNC are Not Insured by the FDIC or any Government Agency - Not a Deposit of or Guaranteed by any Bank - May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris my CFO, Inc. Investment Advisory services are also offered by Harris my CFO Investment Advisory Service LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

www.harrisnesbitt.com/conferences/media&entertainment/default.asp?hnnav=1

*Scheduled presenters for Nov. 7 are:

*Scheduled presenters for Nov. 8:

*Agenda subject to change.

Harris Nesbitt is an investment and corporate bank offering clients access to a full range of products and services including investment and corporate banking, treasury services, market risk management, institutional investing and research. Harris Nesbitt is part of Harris, an integrated financial services organization providing more than 1 million personal, business, corporate and institutional clients with banking, lending, investing and financial management solutions. Harris Nesbitt is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisnesbitt.com.

Contacts:
Chris Nardella, Chicago, (312) 461-6625
Kevin Windorf, New York (212) 885-4111
Mirette Ghanem, Toronto, (416) 867-4924

Harris is a trademark used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A. and other bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by Harris Nesbitt Corp. (HNC), a registered broker dealer, member NYSE, FINRA and SIPC. HBIS and HNC are wholly-owned subsidiaries of Harris Financial Corp. Products offered by HBIS and HNC are Not Insured by the FDIC or any Government Agency - Not a Deposit of or Guaranteed by any Bank - May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris my CFO, Inc. Investment Advisory services are also offered by Harris my CFO Investment Advisory Service LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

www.harrisnesbitt.com/conferences/media&entertainment/default.asp?hnnav=1

*Scheduled presenters for Nov. 7 are:

*Scheduled presenters for Nov. 8:

*Agenda subject to change.

Harris Nesbitt is an investment and corporate bank offering clients access to a full range of products and services including investment and corporate banking, treasury services, market risk management, institutional investing and research. Harris Nesbitt is part of Harris, an integrated financial services organization providing more than 1 million personal, business, corporate and institutional clients with banking, lending, investing and financial management solutions. Harris Nesbitt is a member of BMO Financial Group (NYSE, TSX: BMO). For more information, please visit www.harrisnesbitt.com.

Contacts:
Chris Nardella, Chicago, (312) 461-6625
Kevin Windorf, New York (212) 885-4111
Mirette Ghanem, Toronto, (416) 867-4924

Harris is a trademark used by various financial service subsidiaries of Harris Financial Corp. Banking products and services are provided by Harris N.A. and other bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc. (HBIS). Securities are provided by Harris Nesbitt Corp. (HNC), a registered broker dealer, member NYSE, FINRA and SIPC. HBIS and HNC are wholly-owned subsidiaries of Harris Financial Corp. Products offered by HBIS and HNC are Not Insured by the FDIC or any Government Agency - Not a Deposit of or Guaranteed by any Bank - May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blayney, Inc., an SEC-registered investment advisor. Family Office Services are provided by Harris my CFO, Inc. Investment Advisory services are also offered by Harris my CFO Investment Advisory Service LLC, an SEC-registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

Current News Releases

Current News Releases

Harris^® is a trade name used by Harris N.A. and its affiliates. Member FDIC.

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the
endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from
Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC, SEC-registered investment adviser. Insurance and
annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris
N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT
GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein,
including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties;and (2) nothing contained
herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or
tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which
such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your
independent legal and tax advisors.