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Security

At Harris, we recognize the importance of protecting the privacy and security of our customers and those who visit our Web site. We work hard to protect your confidential information and privacy online. With a few simple steps, you can help protect your Harris accounts and personal information from fraudulent activity.

Harris Online Banking® Clients Security Tips
Harris Total Look® Clients Site Security
Harris Bill Payment and Presentment® Clients Technical Requirements

Harris Online Banking
Harris Online Banking has a Security Profile feature that affects the way you log in to your Harris Online Banking and Harris Total Look accounts. This Security Profile not only helps us recognize you, but also helps you recognize us. With it, you'll know that you're logging into the legitimate Harris online banking site rather than a phony, look-alike site.

Security Profile

When you enter your User ID for the first time at harrisbank.com and click LOG IN, we will ask you type your Password and then create a Security Profile to access Online Banking.

Creating a Security Profile is a simple, three-step process:

1. Choose a Security Image
2. Create a Security Phrase you would associate with that image
3. Select and Answer three Challenge Questions

Each time you log into Harris Online Banking after setting up your Profile, we will attempt to recognize the computer and method you are using to log in. If we do, we will show you your Security Phrase and Security Image; this is how you are able to recognize us. Once you have verified that it is your Security Profile, you can then enter your Password -- and rest assured that you are logging into the authentic harrisbank.com online banking site.

If we do not recognize the computer you are using or how you are accessing your account, we may ask you one of your challenge questions. Only once you've answered it correctly will we show you your Security Phrase and Security Image. You can then enter your Online Banking password and continue logging in.

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Harris Total Look
Save even more time with Harris Total Look: An upcoming change to the way you login with allow you to "merge" your Total Look and Online Banking accounts. By performing this one-time "merge," you will be able to quickly access your Total Look account directly from the homepage using just your Online Banking Security Profile. tell me more

Security Profile Drop Down

If you haven't enrolled in Total Look, just click the Total Look tab within Online Banking and follow the simple instructions.

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Harris Bill Payment and Presentment
Harris Bill Payment and Presentment uses a proprietary method to address online security and does not utilize Security Profiles. Your Harris Bill Payment and Presentment transactions are further protected by CheckFree'sTM Service Guarantee, limiting your liability to a maximum of $50 for unauthorized use of your account (if you notify CheckFreeTM within two business days). Please review the Terms and Conditions for more details.

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Security Tips
If you'd like to learn more about protecting yourself online, please review the Security Tips below:

Personal Information
Identity Theft
Spyware/Adware
Email Scams
Check Deposit Scams

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Site Security
Harrisbank.com safeguards customer information by maintaining physical, electronic, and procedural safeguards that comply with federal standards to guard non-public personal information about you. We use the latest technologies and other software to prevent unauthorized users from accessing our systems. Several measures we take are apparent: password protections, the encryption of data, secured firewalls, session time-outs, etc.

Another security feature is the installation of a device known as an Internet firewall. It is designed to prevent unauthorized access to the Bank's computer systems from external sources. As its name suggests, the firewall is an industrial-strength combination of hardware and software designed to separate the Internet from our internal computer systems and databases.

It is also important that you protect the privacy of your banking information by not revealing your password to anyone else. In addition, when you leave your PC after completing activities in an encrypted area of the site, you should clear the cache, or turn off and re-initiate the browser, to eliminate any copies of Web pages that may have been stored on the hard drive.

Please keep in mind that messages you send to us by e-mail are sent outside of areas of the Web site using encryption. Do not send us any personal information (example: account numbers) by Internet email.

Harris and its affiliates will not be responsible for any losses or damages you may incur if you communicate confidential information to us over the Internet, or if we communicate such information to you at your request.

At Harris, we take identity theft seriously. Harris N. A. offers ITAC to its customers who have been victimized by identity theft. The Identity Theft Assistance Center (ITAC) helps victims of identity theft by reducing the delay and frustration that consumers can often experience as they restore their financial identity. The ITAC is a cooperative initiative founded by the financial services industry which provides free victim assistance services for customers of member companies. Click here to learn more.

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Technical Requirements
Harris is committed to providing a secure online experience. You will notice the familiar browser security indicators on our home page that confirm the entire page is secure. Those indicators include the small "lock" icon in the bottom right corner of the browser frame and the "s" in the Web address bar (for example, "https").

Among the several features that we have introduced to assist you in protecting your personal and financial information, our Web site supports versions of Netscape® and Microsoft® Internet Explorer browsers that use 128-bit encryption. Encryption is a means of scrambling information for transmission, in this case, between your PC and the Bank's computing systems. Information that is encrypted at one end is decrypted (decoded) upon receipt at the other end.

We require 128-bit encryption, and JavaScript enabled browsers, to login to your account and perform transactions. 128-bit encryption is the most secure form of encryption that is generally available in Internet browsers on the market in North America today. Harris and its affiliates require that their customers use 128-bit encryption when conducting financial transactions over the Internet. However, Harris and its affiliates do not guarantee security of information transmitted over the Internet.

For optimal viewing and performance while visiting www.harrisbank.com, please use one of the following recommended browsers:

128-bit Netscape 7.2
128-bit Microsoft Internet Explorer (version 5.5 or higher)

If you have a Netscape browser, the level of encryption you are currently using can be seen on your screen as follows:

When you visit an area of the site that does not require encryption, your browser will display the symbol of an open padlock in the bottom right-hand corner of your screen. If you are using a browser with the 128-bit encryption feature, your browser will display of a secured padlock in the bottom right-hand corner of your screen during a 128-bit session.

If you use Microsoft Internet Explorer as your browser, the level of encryption you are currently using can be seen on your screen as follows:

No Icon When you visit an area of the site that does not require encryption, your browser will display No Icon in the bottom right-hand corner of your screen. If you are using a browser with the encryption feature, your browser will display the symbol of a secured padlock in the bottom right-hand corner of your screen during an encrypted session.

Certain areas in this Web site require the use of a browser with the 128-bit encryption feature. Microsoft Internet Explorer version 5.5 (or higher) with the 128-bit encryption feature and Netscape version 7.2 with the 128-bit encryption feature are available for downloading. Click here for information on browser downloading.

Certain areas in this Web site also use JavaScriptTM. JavaScript is an option that can be enabled or disabled within a Web browser. In Netscape, this option is located under Edit/Preferences/Advanced. In Microsoft Internet Explorer, this option is located under Tools/Internet Options/Security. Please be advised that other Web sites you visit may include JavaScript code that could be hazardous.

This Site Requires that Pop-Up Screens are Not Disabled
Any pop-up disabler must not be deployed while using the Harris Web site since pop-ups provide important information on this site.

Important Notices
If you chose to use your browser's Password or Form Manager on this or any other Web site, it is important to realize that your personal information may be saved within your browser’s storage cache. This could potentially make your personal information accessible to any individual using your computer. To disable the Password or Form Manager within Internet Explorer or Netscape, please change your browser settings as follows:

Internet Explorer - Passwords and Forms
Tools > Internet Options > Content > Auto Complete
Uncheck both the Forms box and the User names and Passwords on forms box
Click the Clear Forms and Clear Passwords buttons to clear any already saved data in your cache
Click OK on the ensuing two screens

Netscape - Forms
Edit > Preferences > Privacy & Security > Forms
Uncheck the Save Form Data from Web Pages
Click OK
Click the Manage Stored Form Data to remove any stored form data
Click OK on the ensuing two screens

Netscape - Passwords
Edit > Preferences > Privacy & Security > Passwords
Uncheck Remember Passwords
Click OK
Click the Manage Stored Passwords to remove any stored password data
Click Close
Click OK

If you choose to access any software available through links from this Web site, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system. You should also ensure that you have a complete and current backup of the information contained on your computer system prior to installing such software.

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