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At Harris, we recognize the importance of protecting the privacy of our customers
and those who visit our web site. The Harris web site safeguards customer information
by maintaining physical, electronic, and procedural safeguards that comply with
federal standards to guard non-public personal information about you. If you'd
like to know more about how Harris protects information about you;
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Click on security for
details about our web site security. |
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To view our complete Privacy Policy, Click
Here. |
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If you use the Harris Total Look® service, please Click
Here. |
Please Note: You can visit our site without providing us with any personal information about yourself to find out about our company history, our products and services, and our career opportunities.
Cookies and Pixel Tags
It's important to us that your experience with a Harris Web site is effective
and satisfying. To accomplish this, we use cookies and pixel tags as part of
our interaction with your web browser.
A cookie is a small text file placed on your hard drive by a Web Server. This
is useful for having the browser remember specific information, such as pass
codes and log in identification. A cookie cannot retrieve any other data from
your hard drive, pass on computer viruses, or collect personally identifiable
information to determine who you are, or capture your e-mail address. The use
of cookies is an industry standard - you'll find them almost everywhere on
the Internet.
A pixel tag, also known as a clear GIF, is an invisible tag that is placed
on a web page to register when a particular computer visits that specific page.
Pixel tags are used in combination with cookies.
How Harris Uses Cookies and Pixel Tags
One of the most beneficial uses of cookies is site personalization, which enables you to customize the information you see. For example, each time you access your internet banking homepage, the browser will remember your preferences until the cookie expires. Harris uses cookies and/or pixel tags to:
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Identify what sections of our site are visited most often so that we can
provide more information on the topics and subjects that our customers are
most interested in. |
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Help us measure the effectiveness of our advertising and how visitors use
our web site. |
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Present you with information specific to your geographic area. |
You may determine if and how a cookie will be accepted by your system by configuring the preferences or options in your web browser. However, since some of our applications use cookies to manage your session, disabling a cookie may cause some banking functions to not work properly.
The Use of Web Tools at BMO Financial Group Websites
Website Tools including Cookies and Web Beacons may be used within BMO Financial
Group websites to enhance our online security provisions, evaluate the effectiveness
and success of our websites and marketing campaigns, as well as provide our
online users with a more customized online experience.
Cookies are a string of data sent between a server and a web browser to help
facilitate the use of a website and to help understand how a website is being
used. Cookies are not used to retrieve any data from your hard drive, nor
can they run a program on your computer.
Web Beacons are small and transparent images embedded in web pages that,
when combined with Cookies, help provide a website operator with information
about the use and effectiveness of a website. Most of the Cookies we use are
considered “session” Cookies, meaning they are not written to your hard drive
and are only available for the duration of the session (i.e., log out or close
your browser).
How BMO Financial Group Websites use Web Tools:
1. Security
BMO Financial Group websites that require authentication may use Cookies to
help protect your accounts from unauthorized users. For example, our Harris
Online Banking site uses Cookies. These Cookies help to maintain session
integrity and enable enhanced security, ensuring that unauthorized attempts
to access your account through Harris Online Banking are blocked.
2. Evaluate Web Sites and Marketing Campaigns
BMO Financial Group or its service providers may use Cookies and Web Beacons
in order to evaluate the use and functionality of our websites. Web Beacons
may be used on BMO Financial Group websites and in advertisements to better
tailor our sites and provide an enhanced customer experience. BMO Financial
Group will also use this information to compile data about website usage,
and patterns. For example BMO Financial Group may track how many times a
link or advertisement is clicked, or the success of an online application
form.
The information collected using Cookies and Web Beacons on BMO Financial
Group websites is used to evaluate the performance and functionality of the
site. This information may include the pages visited, the type of web browser
used, the level of encryption supported by your browser, your Internet Protocol
(IP) address as well as the website that referred you to the BMO Financial
Group website.
3. Customized Online Experience
BMO Financial Group websites may also use Cookies to collect information about
online activities and preferences. Examples include web pages visited, length
of visits, and successful downloads. This information may be used together
with other information to:
· Help us better understand your interests and needs
· Provide you with a customized online experience
· Present new tools and website functions
Accepting Cookies
Cookies are a commonly used technology and many web browsers default to automatically
accept Cookies. You can set your Internet browser to notify you before a Cookie
is set, providing you the opportunity to decide whether to accept it. If you
decide that you do not wish to receive Cookies, refer to your browser’s online
help for further instruction and information on setting Cookie preferences.
You can also set your browser to immediately reject Cookies. If you select
this option, you may continue to browse BMO Financial Group websites; however,
you should be aware that certain features of a website may not function properly
without Cookies. You should note that if you would like to use a service such
as Harris Online Banking, you will be required to accept the Cookies to maintain
session integrity and enhanced security.
Children's Online Privacy
We do not knowingly collect, use, or maintain any information through our
websites about children who are under the age of 13. If we determine that a
child under the age of 13 has provided us with information through one of our
websites, we will only use this information to notify the parents that this
information was received.
Additional Information
To provide you with the best online services, we may direct you to other sites
on the Internet to provide additional information or services that may be of
interest to you. Third party web sites may have privacy and security policies
different from Harris. Links to other web sited do not imply the endorsement
or approval of such web sites. Please review the privacy and security policies
of web sites reached through links from Harris web sites.
Your best defense with protecting your information on any online service
is to make sure you sign-off and close the browser once you have completed
transacting business.
September 2008 |
