Harris - Corporate Information

Harris Facts

Founded

1882 as N.W. Harris & Co.

Established as a Bank

1907 as Harris Trust and Savings Bank

Established Under Current Charter

2005 as Harris N.A.

Parent Company

BMO Financial Group, Toronto, Canada

U.S. Holding Company

Harris Financial Corp.

Bank Holding Company

Harris Bankcorp, Inc.

Chief Executive Officer
Harris Bankcorp, Inc.

Ellen Costello

Headquarters

111 W. Monroe St.
Chicago, Illinois 60603

Branches

280 in Illinois, Indiana, and Wisconsin

ATMs

638

Affiliated Businesses and Divisions

Harris Private Bank
Harris myCFO Inc.
Harris Investor Services, Inc.
Harris Investment Management, Inc.
BMO Capital Markets, Corp.

Additional Affiliated Locations

Arizona	California
Florida	Georgia
New York	New Jersey
Texas	Virginia
Washington

Asset Information (U.S. Dollars)

Harris N.A.

Harris Bankcorp, Inc.

BMO Financial Group – U.S.

BMO Financial Group

Quarterly Average	Period Ending
$43.4 billion±	$41.6 billion ±
$44.3 billion±	$42.4 billion ±
$117.4 billion	NA
$380.6 billion	$385.5 billion

Tier 1 Risk – Based Capital Ratio

Harris N.A.
Harris Bankcorp., Inc.
BMO Financial Group

10.68%±
9.50%±
11.71%

Credit Ratings**

HARRIS N.A.	Moody’s	S&P	Fitch
Rating Outlook	Negative	Stable	Stable
Senior Debt	Aa3	A+	AA-
HARRIS BANKCORP, INC.	Moody’s	S&P	Fitch
Rating Outlook	Negative	Stable	Stable
Senior Debt	*	A+	AA-
BMO FINANCIAL GROUP	Moody’s	S&P	Fitch
Rating Outlook	Negative	Stable	Stable
Senior Debt	Aa1	A+	AA-

Regulators

Office of the Comptroller of Currency (for Harris N.A.)
Federal Reserve Bank of Chicago (for Harris Financial Corp.)

Total Number of Employees Across U.S. Businesses

6,842

As of 7.31.09 - EXCEPTION: As of ±6.30.09

* Not Applicable

** Credit Ratings as of 3.31.09. For the most recent Credit Ratings, please visit http://www2.bmo.com/content/0,1089,divId-3_langId-1_navCode-4277,00.html.



	Corporate Information \| Careers \| Regulators \| Legal \| Security \| Privacy

Harris^® is a trade name used by Harris N.A. and its affiliates. Member FDIC.

Third party web sites may have privacy and security policies different from Harris. Links to other web sites do not imply the
endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from
Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC, SEC-registered investment adviser. Insurance and
annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris
N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT
GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein,
including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties;and (2) nothing contained
herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or
tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which
such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your
independent legal and tax advisors.