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Executive Bios

William Downe
President and Chief Executive Officer, BMO Financial Group

David A. Galloway
Chairman, BMO Financial Group

Ellen M. Costello
President and Chief Executive Officer, Harris Financial Corp.

Peter McNitt
Vice Chair, Harris Bankcorp,Inc. Head of Business Banking Division

Yasmin T. Bates
Executive Vice President Community Affairs and Economic Development Harris Bankcorp, Inc.

Joe Calabrese
Executive Vice President, Harris Private Bank

David R. Casper
Executive Managing Director & Co-Head of Investment & Corporate Banking U.S

Barbara Dirks
Senior Vice President & Head of Distribution, Sales & Micro Business Banking Harris N.A.

Deirdre Drake
Senior Vice President, Human Resources, Harris N.A.

Justine Fedak
Senior Vice President and Head of Marketing and Customer Strategies for Harris

Terry Jenkins
President, Harris Private Bank

Chris McComish
Executive Vice-President, Head of Retail Banking Harris Community Banking

Pamela C. Piarowski
Senior Vice President and Chief Financial Officer – Harris Bank and Harris Financial Corp, and Vice President and Chief Financial Officer – BMO U.S

Andy Plews
Senior Vice President, Corporate Communications

Cecily Mistarz
Executive Vice President, Product Management and Development, Harris Private Bank

Gilles G. Ouellette
President and Chief Executive Officer, Private Client Group, BMO Financial Group

Dominic A. Petito
Co-Head of Investment and Corporate Banking, BMO Capital Markets

Harris^® is a trade name used by Harris N.A. and its affiliates. Member FDIC.

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endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from
Harris web sites.

Brokerage products offered through Harris Investor Services, Inc. registered broker/dealer, member FINRA/SIPC, SEC-registered investment adviser. Insurance and
annuities offered through Harris Bancorp Insurance Services, Inc. Harris Investor Services, Inc. and Harris Bancorp Insurance Services, Inc. are affiliates of Harris
N.A. and its banking subsidiaries. Products offered are: NOT A DEPOSIT - NOT INSURED BY THE FDIC OR ANY FEDERAL GOVERNMENT AGENCY - NOT
GUARANTEED BY ANY BANK - MAY LOSE VALUE.

United States Department of Treasury Regulation Circular 230 requires that we notify you that, with respect to any statements regarding tax matters made herein,
including any attachments, (1) nothing herein was intended or written to be used, and cannot be used by you, to avoid tax penalties;and (2) nothing contained
herein was intended or written to be used, and cannot be used, or referred to in any marketing or promotional materials. Further, to the extent any tax statement or
tax advice is made herein, Harris N.A. does not and will not impose any limitation on disclosure of the tax treatment or tax structure of any transactions to which
such tax statement or tax advice relates. Harris N.A.does not provide legal advice to clients. You should review your particular circumstances with your
independent legal and tax advisors.